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SECURITY NATIONAL AUTOMOTIVE ACCEPTANCE COMPANY, LLC’S PRIVACY POLICY 

PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THE WEBSITE

SNAAC’S THOUGHTS ON PRIVACY

The operator of this website at www.snaac.com (“SNAAC or sometimes “we”, “our” or “us”) has created this privacy statement in order to demonstrate its commitment to privacy.  We urge you to read the privacy policy in its entirety so you will understand all of the practices and procedures we follow relating to your online privacy.

WHAT DOES THIS PRIVACY POLICY COVER?
This privacy policy will inform you about the type of information that is collected about you when you use this website and any other website offered by SNAAC  (collectively referred to as the “Website”), how the information is collected, what the information will be used for, and to whom it will be given.  This privacy policy will also tell you how to limit our use of your personal information.  

CONTACT THE WEBSITE  
The Website is the responsibility of SNAAC.  If you have any questions about this privacy statement, the Website, or your use of the Website, you can contact us by e-mail at marketing@snaac.com or by U.S. Mail at 6951 Cintas Boulevard, Mason, Ohio 45040, attention Marketing Department.  You can reach us by phone at 800-995-0591.

WHAT KIND OF PERSONAL INFORMATION DOES SNAAC COLLECT?   
Financial companies like SNAAC choose how they share your personal information.  Federal law gives consumers the right to limit some, but not all of the sharing of personal information.  Some state laws may give you additional rights with respect to this sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this policy closely.

We collect and share information such as your Social Security number and income, accounts balances and history, your credit history and score, depending on the product or service you receive from us.

The privacy and security of your information is important to us.  We give you the option of signing up to receive email updates. If you choose to register with us, we require you to give us your name and e-mail address.  In addition, the Website collects contact information in connection with other users whom you will manage with the Website.  We take care to protect the online data you submit to us when using the Website and store such information in a secure database.  

Additionally, some information about your server address, web browser, and computer system are automatically transmitted to our web servers so that we can operate and improve the Website.  For example, we track the number of people who view each page, the order in which pages are viewed, and other information to learn which features are the most popular and to refine our design and marketing efforts.  We collect and store such information on an aggregated (collected) basis.

As part of the services offered at the Website, we reserve the right to collect automatically and track:

• The home server, IP addresses and domain names, e-mail addresses, type of computer, and type of web browser you are using while you visit the Website;  and

• Other information volunteered by you when you use the Website. 

Although "perfect security" does not exist in any transaction process online or in physical stores the Website has security measures in place to protect the loss, misuse and alteration of the information under our control.  Please be assured that we are constantly reviewing our security processes to keep up to date with the absolute highest levels of security encryption and service.  Please also note that we use security measures that comply with federal law, including computer safeguards, and secured files and buildings.

WHEN DO WE COLLECT AND HOW DO WE USE YOUR PERSONAL INFORMATION?          

We collect your personal information, for example, when you open an account, pay your bills, or use a credit or debit card.  We also collect your personal information from other companies.  All financial companies need to share their customers’ personal information for purposes such as to process your transactions, maintain your accounts, respond to court orders and investigators by law enforcement, or report to credit bureaus.  In addition:

Email Sign-Up: When you provide us with your email address we may use that information to contact you by email to send you updates about new services or e-mailed support requests or about a material change to this Privacy Policy or the Terms and Conditions, or to comply with applicable statutes and regulations or legal process served on SNAAC. 

Aggregated Uses of Information:

We use IP addresses are used to help diagnose problems with our server and to administer the Website, to authenticate user accounts, and to gather broad demographic information.

We use demographic and profile data only for personalized content and statistical information and do not share those data with other companies except in ways that do not personally identify our users. We use these data to tailor the visitor's experience at the Website, showing you content that we think might interest you, and displaying the content according to your preferences.

In all cases, users may opt out of receiving future mailings. Please see the “Opting-Out” section below for more information.

SNAAC will not share your e-mail address with anyone else, except that SNAAC may disclose information about its users if required to do so by law or in the good-faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process.  We may also disclose information about users to law-enforcement officers or others in the good-faith belief that such disclosure is reasonably necessary to enforce its terms of use, respond to claims that any posting or other content violates the rights of third parties, or to protect the rights, property, or personal safety of SNAAC, its users or the general public. 

PUBLIC MESSAGE BOARDS AND FORUMS

The Website may make chat rooms, forums, message boards, or news groups available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.

COOKIES  
A "cookie" is a small file sent from a web server to your browser and is stored on your computer’s hard drive when you visit certain Websites.  Cookies help web surfing by saving visitor preferences and other information.  The use of cookies is a widespread industry standard and thus many major Websites use cookies.  

Most Web browsers are initially configured to accept and process cookies.  You can configure your browser to refuse cookies.

SNAAC uses cookies to keep track of your logged-in status.  We reserve the right to use cookies to customize content based on the pages you have looked at.  If you have any questions concerning our use of cookies, please contact us at marketing@snaac.com.

OPTING-OUT
The Website provides users the opportunity to opt out of receiving communications from us at the point where we request information about the visitor.  At your request, we shall remove all of your information from our database.

You can send your request by e-mail to custserv@snaac.com, or by phone at 800-995-0591, or by U.S. Mail at 6951 Cintas Boulevard, Mason, Ohio, Attention Customer Service Department, in order to unsubscribe from any or all email lists. 

REQUESTING TO SEE YOUR PERSONAL INFORMATION

You may request via e-mail, U.S. Mail or telephone that we provide you with the personal information we have concerning you.  Once you receive this information, you may request that we modify or remove any of your personal information.  We reserve the right to verify your identity before sending you this information. 

LINKS TO OTHER WEBSITES
The Website contains links to other Websites or websites.  SNAAC is not responsible for the privacy practices or the content of such Websites or websites.  Occasionally, you may receive cookies from third-party advertisers, partners and vendors.  We do not control these cookies.

ACCESS TO CHILDREN
We do not direct any features of the Website to children under the age of 13.  Children under 13 may not register with SNAAC, or use any of the services available on the Website.  

Although SNAAC and sites that it powers are not currently directed to children under the age of 13, any forthcoming sites that interact with children under the age of 13 will always require parental consent prior to collecting personal information.  Such sites will also provide parents with access to information collected about their child and the opportunity to opt out of future collection and have us delete such information. Without prior parental consent, SNAAC will use a child’s online information only to respond directly to the child's request and will not use it for other purposes without prior parental consent. 

SNAAC strongly encourages parents and guardians to supervise their children's online activities and to consider using parental control tools available from online services and software manufacturers to help provide a child-friendly online environment. These tools also can prevent children from disclosing online their name, address, and other personally identifiable information without parental permission. Products and services for sale are intended for purchase by adults. By making a purchase on the Website, you agree that you are at least 13 years of age. 

SNAAC and sites that it powers will...
NOT collect personally identifiable off-line contact information from children under the age of 13 without prior parental consent.
NOT distribute to third parties any personally identifiable information with respect to children under the age of 13 without prior parental consent.
NOT give the ability to post publicly or otherwise distribute personally identifiable contact information with respect to children under the age of 13 without prior parental consent.
NOT entice children under the age of 13 by the prospect of a special game, prize or other activity, to divulge more information than is needed to participate in the activity.

CHANGES TO THIS PRIVACY POLICY
We reserve the right to change this policy at any time.  We ask that you review this privacy policy from time to time to ensure you are familiar with the most current version of it.

ACCEPTANCE OF THIS PRIVACY POLICY
By using the Website, you agree to the terms as well as any posted changes of this Privacy Policy.  By using the Website, you hereby consent to the collection and use of this information by SNAAC.   If you do not so agree, DO NOT use the Website.  

Date of last update: 10/31/2014