Skip Navigation LinksHome : Customer : Loan Center : Auto and Motorcycle Loans : How much can I afford : Monthly Spending Plan

What Can You Afford


The only time to consider taking on additional debt is when you’re spending less each month than you take home. The additional debt should not cut into the amount you’re committed to saving for emergencies and other top priorities or life goals.  Saving money for a down payment or trading in a vehicle can reduce the amount you need to finance.  In some cases, your trade in vehicle will take care of the down payment on your vehicle.


Monthly Budget Calculator


Column 1 is for your existing budget.  The first section is monthly income.  The second section is for monthly expenses. Once you finish putting in all of your values, click calculate at the bottom of the column.  The last cell will display your remaining balance.  This is money that you can put towards a car payment.  Column 2 is a tool to help you calculate a new budget.

Monthly Income & Savings

Current

Revised

Monthly Take-Home Pay+
Other Income1+
Other Income2+

Monthly Expenses

Current

Revised

Mortgage Payment/Rent-
Utilities-
Food-
Transportation-
Insurance (Home, Vehicle, Life)-
Taxes-
Clothing -
Personal-
Entertainment -
Gifts & Contributions-
Education-
Credit Card Payments-
Other Creditor Payments-
Vehicle Payments-
Miscellaneous-

Remaining Balance=



   





         Home | Customer | Dealer | Join Our Team | About SNAAC | Contact | Sitemap  

  © 2006 Security National Automotive Acceptance Corporation
All Rights Reserved Privacy Statement