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Current Positions

Join the SNAAC Family

SNAAC is a company, a community, and a family you can be proud to be part of because we make a difference to each other and the world. Joining SNAAC means you are a top performer in your field. Whether you have experience in servicing accounts, customer service, sales or professional/management – SNAAC is a company where you can shine and influence the outcome.

We place strong emphasis on growth, innovation, and continuous learning. Associates who do well are those who aspire to constant and measurable improvement daily. Working at SNAAC will be an experience that challenges, motivates, and empowers you to be the very best at what you do.

Whether you are seeking an internship/co-op, just starting your career, mid-career looking to move to the next level, and/or returning home from serving in the military; SNAAC is dedicated to helping you find the right career. With a consistent 25% + promotion rate, SNAAC provides you the platform to take your skills and experience further.

Let us help you consider career options and find an opportunity to match your skills.





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  • Credit Analyst

    SUMMARY: The Credit Analyst, located in Cincinnati, OH, is responsible for gathering, analyzing and interpreting credit information for existing and prospective customers in order to assess credit quality for approval or denial and to minimize risk and potential loss on automobile loan packages in an assigned region. This position has contact with automobile dealers.

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    Credit Analyst (Cincinnati, OH)
    SUMMARY: The Credit Analyst, located in Cincinnati, OH, is responsible for gathering, analyzing and interpreting credit information for existing and prospective customers in order to assess credit quality for approval or denial and to minimize risk and potential loss on automobile loan packages in an assigned region. This position has contact with automobile dealers.
    SUCCESS FACTORS
    Successfully meeting or exceeding the following:

    Accurate and reliable assessment of credit applications and successful negotiation with dealerships and sales team while monitoring loss and delinquency rates.
    Maintaining a service level agreement for responding to applications.
    Continued application of industry and regulation knowledge to the identification and proposal of opportunities in order to improve company procedures and effectiveness.
    Successfully meeting expected override rates in order to reduce risk of portfolio, while maintaining a successfully performing portfolio.

    ROLE AND RESPONSIBILITIES include but not limited to:

    Manage a profitable portfolio by taking ownership of an assigned region.
    Assess and negotiate application loans with dealers, maintaining awareness and vigilance of loss and delinquency rates.
    Foster dealer relationships that ensure volume objectives and maintain credit quality through regular communication (via phone and quarterly travel/field contact).
    Work with the sales team to maintain successful purchase to approval ratio.
    Conduct joint dealer calls with Dealer Development Representatives (DDR) and/or Sales Managers on an as needed basis.
    Analyze information to form a judgment of the strengths, weaknesses and risk associated with application. Determine probability of default (PD) ratings as appropriate and make decisions for approval or denial of an application based on guidelines established by senior management and federal laws. This includes evaluating the following:

    Financial stability and repayment ability of customer, including both historical and projected cash flow.
    Adequacy of loan structures between dealers and customers.
    Collateral valuation and coverage in relation to loan conditions and terms.

     

    Monitor declined applications and assigning appropriate adverse action reasons.
    Help to develop a best in class Credit Department.
    Ensure completion of all required training courses and initiatives.
    Maintain thorough knowledge of industry, competition and position; apply understanding in these areas to process improvements and strategy recommendations.
    Additional responsibilities as assigned by leadership.

    The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    POSITION REQUIREMENTS

    Willingness and ability to work from 1:00 p.m. - 10:00 p.m. EST and 2 Saturdays per month for business coverage responsibilities.
    Ability to travel 10-15% per year, including overnight travel, to an assigned territory.
    Valid Driver’s License for regional travel.
    Clear working knowledge of consumer credit, including knowledge of credit laws and regulations.
    Demonstrated successful ability to read, analyze and interpret credit reports, financial information and legal documents and draw valid conclusions based on facts.
    Evidence of ability to effectively communicate and present information to customers, associates and management in a clear, concise and professional manner both verbally and in writing.
    A strong track record of successful negotiation skills.
    Proven ability to build/foster effective relationships with customers, both internal and external.
    Proven ability to maintain confidentiality and handle sensitive information with appropriate discretion.

    EDUCATION/EXPERIENCE REQUIREMENTS

    At least 1 year of experience as a credit analyst, underwriter, or similar function OR 1 year experience with SNAAC Now in lieu of experience previously mentioned.
    Demonstrated strong skills in Microsoft Office, and ability to learn and master internal programs.

    PREFERRED

    Bachelor's degree from an accredited college or university in related field preferred.
    Sub-prime lending experience in automobile industry preferred.
    Experience interacting with customers/clients in the automotive dealership industry preferred.

    BENEFITS: Medical, dental, vision, life, short-term disability and long term disability insurance coverage available, paid time off (PTO) + 6 holidays, and 401K Investment Plan (50% company match: first 1%-5% individual contribution and 25% company match: second 6%-10% contribution).

    Apply for this Job
  • Human Resources Generalist / Trainer

    Summary: We are seeking a high energy, organized and enthusiastic HR team member with experience working as an HR operational business partner supporting all HR functions with full employment life cycle. Areas of expertise and operational support include but not limited to: full cycle recruiting and selection,  on boarding, training, employee relations, employee engagement, employee development, performance management coaching and support, various department projects and team involvement.

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    Summary: We are seeking a high energy, organized and enthusiastic HR team member with experience working as an HR operational business partner supporting all HR functions with full employment life cycle. Areas of expertise and operational support include but not limited to: full cycle recruiting and selection,  on boarding, training, employee relations, employee engagement, employee development, performance management coaching and support, various department projects and team involvement.
     
    Measures of Success:
    Successfully Meets/Exceeds the Following:

    Staffing positions within prescribed department metrics / commitments with highest talent.
    Support company engagement and retention metrics / commitments by:

    Building strategically aligned business relationship with operational partners in both leadership and staff members through successful strategic, collaborative, and supportive partnership.
    Driving business unit and leadership excellence in all areas of people-centered strategies, including employee relations and employee development.


    Ensuring consistency in the interpretation and application of HR policies.
    Providing HR expertise in assisting with top talent retention, coaching and development and HR driven projects.
    Support initiatives related to corporate training, leadership development and compliance.

     
    Role and Responsibilities

    Execute all recruiting and selection support for open positions in respective operational departments with focus on hiring only top talent.
    Provide consistent communications with key business partners on day to day people management strategies which increase associate performance, morale, productivity, inclusion, development and retention.
    Partner with internal HR partners and operational leadership on workforce planning, including identifying and defining talent gaps, remedies and possible succession planning for mid-level leadership.
    Monitor and evaluate success of employee engagement programs.
    Provide consult and support to operational partners for consistency in the interpretation and application of HR and company policies, and maintain awareness of patterns of issues in order to appropriately rectify common causation.
    Act as a key consultant/resource on policy interpretation and performance management initiatives, including reviews, coaching and disciplinary actions.
    Proactively partner with HR Director on all business initiatives and issue updates with awareness of timelines and urgency. 
    Function as training partner ensuring administration of external coursework and delivering key internal training programs as needed.
    Actively analyze associate-related practices, with an eye towards enhancing company effectiveness and associate satisfaction.  Provide recommendations to HR Director in a timely manner.
    Maintain and apply knowledge of employment law to daily employee relations/HR responsibilities.
    Manage multiple projects as assigned by HR Director.

    Education and Experience requirements

    Advanced knowledge and individual contributor experience with employee relations/HR law and regulations.
    Demonstrated history of working with HR analytics, investigative problem solving and conflict resolution.
    Proven history of building collaborative relationships with business partners while maintaining assertive presence when needed.
    Proven ability to handle confidential matters with appropriate discretion.
    Strong demonstrated internal customer-service mindset.
    Ability to effectively manage obligations and prioritize while working independently with limited supervision.
    History of applying solution and strategic oriented streamlining of processes and procedures.
    Strong interpersonal communications, written, verbal and presentation skills.

    Bachelor’s Degree in business, organizational development, human resources, or related field.
    5+ years of HR generalist and employee relations responsibilities.

     
    Preferred

    Experience in the financial services industry or similar.
    Master Degree in Human Resources, Business, Organizational Development, or related field.
    HR certification (e.g. PHR, SPHR)

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  • Controller

    SUMMARY   Ideal candidate is a solid process oriented leader who thrives on developing their team toward maximum performance. Enjoys working in a mid size 200 person company with direct impact and influence in supporting the operational objectives through excellent performance, attention to detail and partnership.The Controller is responsible for managing and directing the below listed functions with a staff of 4-5 direct reports and 4 indirect reports. Additionally, this highly visible role provides support and expertise to the various operational partners toward achieving organizational goals.

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    SUMMARY   Ideal candidate is a solid process oriented leader who thrives on developing their team toward maximum performance. Enjoys working in a mid size 200 person company with direct impact and influence in supporting the operational objectives through excellent performance, attention to detail and partnership.The Controller is responsible for managing and directing the below listed functions with a staff of 4-5 direct reports and 4 indirect reports. Additionally, this highly visible role provides support and expertise to the various operational partners toward achieving organizational goals.
     
    MEASURES OF SUCCESS
    Successful achievement/surpassing of the following:
    ·         Leading a high performing accounting team who produce timely, accurate and reliable results.
    ·         Strong maintenance and enhancement of daily, weekly, monthly, quarterly and annual Accounting process, ensuring efficiency and accuracy in all areas. 
    ·         Continued enhancements in accounting team processes to streamline results and exceed internal/external customer expectations.
     
    ESSENTIAL DUTIES AND RESPONSIBILITIES include but not limited to the following:
    ·         Daily cash management activities to efficiently finance the business.
    ·         Preparation and analysis of monthly financial statements for 4 operating companies and consolidated results.
    ·         Monthly servicer reporting for financing partners and asset-backed security transactions. 
    ·         Preparation and filling of state and federal tax returns.
    ·         Lead person for year-end financial audit and bank field exams.
    ·         Preparing annual audited financial statements and footnote disclosures.
    ·         Analysis, review and audit of overall general ledger, accounts payable, accounts receivable and fixed asset systems to ensure proper internal controls are in place and operating effectively.
    ·         Maintaining and adhering to document retention policies.
    ·         Lead disaster recovery and business continuity efforts for Accounting and Finance.
    ·         Identify ways to streamline processes, build efficiency and best support operational partnerships.
     
    SUPERVISORY RESPONSIBILITIES
    Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints, resolving problems, applying appropriate motivational techniques and assessing career development opportunities. 
     
     
    EDUCATION AND EXPERIENCE REQUIREMENTS
    ·         Bachelor’s degree in Accounting or Finance from an accredited University or College
    ·         7+ years of relevant experience
    ·         Experience managing / supervising a high performing Accounting team
    ·         Demonstrated history of leadership and growth
    ·         Strong computer skills and experience using various accounting systems
    ·         Successful track record of working directly and effectively with all levels of management
     
    PREFERRED
    ·         Public accounting experience
    ·         CPA  (active or inactive)
    BENEFITS: 
    Outstanding base salary and benefits.  Benefits packages includes: Medical, Dental, Vision, Life Insurance, Paid Time Off, Corporate Discounts and 401K Plan (50% match on 1-5% contribution; 25% match on 6-10% contribution).
     
    Physical Demands
    Please see Essential Physical Job Requirements Sheet located in HR.

     

    Apply for this Job
  • Recovery Collections Representative

    SUMMARY: A Recovery Representative role is great for someone who possesses a willing determination to succeed, strong research skills, and the ability to communicate with our customers with dignity and respect while recovering charged-off funds.     

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    RECOVERY COLLECTIONS REPRESENTATIVE
     
    SUMMARY: A Recovery Representative role is great for someone who possesses a willing determination to succeed, strong research skills, and the ability to communicate with our customers with dignity and respect while recovering charged-off funds.     
               
     POSITION REQUIREMENTS:
    -1+ years of collections or sales experience is preferred
    -Experience with skip-tracing
    -Possesses an enthusiastic phone presence 
    -Computer experience including MS Office, Outlook, Database, etc. 
    -Data Entry skills – 25 wpm or better required 
    -Ability to work a flexible work schedule when needed
    -Must have a strong consistent work history
     
                  EDUCATION / EXPERIENCE REQUIREMENTS: 
    -High School Diploma Required
    -Excellent verbal and written communications skills
    -Knowledge of FDCPA a plus 
    -Demonstrated history of excellent negotiation skills
     
                SCHEDULE REQUIRED: 
    -M-F 8:00am-5:00pm or 9:00am-6:00pm with 2 late nights a week  
    - 1 Saturday per month
     
    PAY: 
    SNAAC offers various pay structures for each collections position available.
    Monthly bonuses can range from $250 to $1000!!! Our top performers can earn up to $55K to 60K! 
     
    BENEFITS:
              Medical Insurance (Anthem), Dental Insurance, Life, STD and LTD Insurance Coverage Available Paid Time Off (10 Days during your first year) + 6 Holidays.
              401(K) Investment Plan (50% Match- 1% - 5% contribution; 25% Match 6%- 10% contributions
     

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  • Escondido, CA - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Carlsbad, Escondido, & San Diego, CA area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!

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    Dealer Development Representative - California (Carlsbad, Escondido, & San Diego)
     
    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Carlsbad, Escondido, & San Diego, CA area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!
     
    This position great for: 

    Living in or near Carlsbad, Escondido, San Diego, CA or similar to cover market areas.
    Someone with F&I Experience and Ancillary Product Sales. 
    B2B Experience a plus - banking, lending, insurance or other similar preferred.
    Someone desiring to manage their own schedule similar to pharmaceutical sales. 
    Self-Motivated with a drive and desire for results! 
    Military experience and / or knowledge helpful. 
    POSITION REQUIREMENTS:

    Strong interpersonal written and verbal communication skills 
    Ability to travel outside the area as needed 
    Ability to produce succinct and informative weekly market reports  
    Ability to effectively use Contact Resource Management software 
    Self-motivated with a demonstrated high level of field based activity 
    A demonstrated history of successful sales accomplishments while work independently with minimal supervision 

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Associate or Bachelor Degree preferred 
    2 + years experience in outside sales / customer development 
    Prior experience in one or more of the following industries is a plus: Auto Finance, Bank Branch Management, Business to Business Sales, Payroll Industry or Vehicle Service Contract Sales 
    BENEFITS: This position will offer an outstanding base salary and monthly bonus opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Life Insurance, Paid Time Off, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), and mileage reimbursement.

    Apply for this Job
  • Carlsbad, CA - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Carlsbad, Escondido, & San Diego, CA area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!

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    Dealer Development Representative - California (Carlsbad, Escondido, & San Diego)
     
    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Carlsbad, Escondido, & San Diego, CA area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!
     
    This position great for: 

    Living in or near Carlsbad, Escondido, San Diego, CA or similar to cover market areas.
    Someone with F&I Experience and Ancillary Product Sales. 
    B2B Experience a plus - banking, lending, insurance or other similar preferred.
    Someone desiring to manage their own schedule similar to pharmaceutical sales. 
    Self-Motivated with a drive and desire for results! 
    Military experience and / or knowledge helpful. 
    POSITION REQUIREMENTS:

    Strong interpersonal written and verbal communication skills 
    Ability to travel outside the area as needed 
    Ability to produce succinct and informative weekly market reports  
    Ability to effectively use Contact Resource Management software 
    Self-motivated with a demonstrated high level of field based activity 
    A demonstrated history of successful sales accomplishments while work independently with minimal supervision 

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Associate or Bachelor Degree preferred 
    2 + years experience in outside sales / customer development 
    Prior experience in one or more of the following industries is a plus: Auto Finance, Bank Branch Management, Business to Business Sales, Payroll Industry or Vehicle Service Contract Sales 
    BENEFITS: This position will offer an outstanding base salary and monthly bonus opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Life Insurance, Paid Time Off, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), and mileage reimbursement.

    Apply for this Job
  • San Diego, CA - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Carlsbad, Escondido, & San Diego, CA area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!

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    Dealer Development Representative - California (Carlsbad, Escondido, & San Diego)
     
    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Carlsbad, Escondido, & San Diego, CA area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!
     
    This position great for: 

    Living in or near Carlsbad, Escondido, San Diego, CA or similar to cover market areas.
    Someone with F&I Experience and Ancillary Product Sales. 
    B2B Experience a plus - banking, lending, insurance or other similar preferred.
    Someone desiring to manage their own schedule similar to pharmaceutical sales. 
    Self-Motivated with a drive and desire for results! 
    Military experience and / or knowledge helpful. 
    POSITION REQUIREMENTS:

    Strong interpersonal written and verbal communication skills 
    Ability to travel outside the area as needed 
    Ability to produce succinct and informative weekly market reports  
    Ability to effectively use Contact Resource Management software 
    Self-motivated with a demonstrated high level of field based activity 
    A demonstrated history of successful sales accomplishments while work independently with minimal supervision 

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Associate or Bachelor Degree preferred 
    2 + years experience in outside sales / customer development 
    Prior experience in one or more of the following industries is a plus: Auto Finance, Bank Branch Management, Business to Business Sales, Payroll Industry or Vehicle Service Contract Sales 
    BENEFITS: This position will offer an outstanding base salary and monthly bonus opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Life Insurance, Paid Time Off, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), and mileage reimbursement.

    Apply for this Job
  • Colorado Springs, CO - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Colorado Springs and Pueblo, CO area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!

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    Dealer Development Representative - Colorado Springs & Pueblo, CO
     
    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Colorado Springs and Pueblo, CO area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!
     
    This position great for: 

    Living in or near Colorado Springs, Pueblo or similar to cover market areas.
    Someone with F&I Experience and Ancillary Product Sales. 
    B2B Experience a plus - banking, lending, insurance or other similar preferred.
    Someone desiring to manage their own schedule similar to pharmaceutical sales. 
    Self-Motivated with a drive and desire for results! 
    Military experience and / or knowledge helpful. 
    POSITION REQUIREMENTS:

    Strong interpersonal written and verbal communication skills 
    Ability to travel outside the area as needed 
    Ability to produce succinct and informative weekly market reports  
    Ability to effectively use Contact Resource Management software 
    Self-motivated with a demonstrated high level of field based activity 
    A demonstrated history of successful sales accomplishments while work independently with minimal supervision 

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Associate or Bachelor Degree preferred 
    2 + years experience in outside sales / customer development 
    Prior experience in one or more of the following industries is a plus: Auto Finance, Bank Branch Management, Business to Business Sales, Payroll Industry or Vehicle Service Contract Sales 
    BENEFITS: This position will offer an outstanding base salary and monthly bonus opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Life Insurance, Paid Time Off, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), and mileage reimbursement.
     
     

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  • Honolulu, HI - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Honolulu & Oahu, HI area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!

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    Dealer Development Representative - Honolulu, HI
     
    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Honolulu & Oahu, HI area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!
     
    This position great for: 

    Living in or near Honolulu, HI or similar to cover market areas.
    Someone with F&I Experience and Ancillary Product Sales. 
    B2B Experience a plus - banking, lending, insurance or other similar preferred.
    Someone desiring to manage their own schedule similar to pharmaceutical sales. 
    Self-Motivated with a drive and desire for results! 
    Military experience and / or knowledge helpful. 
    POSITION REQUIREMENTS:

    Strong interpersonal written and verbal communication skills 
    Ability to travel outside the area as needed 
    Ability to produce succinct and informative weekly market reports  
    Ability to effectively use Contact Resource Management software 
    Self-motivated with a demonstrated high level of field based activity 
    A demonstrated history of successful sales accomplishments while work independently with minimal supervision 

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Associate or Bachelor Degree preferred 
    2 + years experience in outside sales / customer development 
    Prior experience in one or more of the following industries is a plus: Auto Finance, Bank Branch Management, Business to Business Sales, Payroll Industry or Vehicle Service Contract Sales 
    BENEFITS: This position will offer an outstanding base salary and monthly bonus opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Life Insurance, Paid Time Off, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), and mileage reimbursement.
     
     

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  • Cincinnati, OH - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY:  A DDR living in or near Cincinnati, OH will be assigned markets nationwide (i.e., Syracuse & Watertown, NY currently) to prospect, develop and service auto dealership accounts. A DDR must be a high energy, self-driven individual with a desire to earn LUCRATIVE commissions on top of their excellent base salary. Our highest performers achieve total compensation over 100K annually. This DDR will travel overnight approximately 10 business days per month (2 of 4 weeks per month) with all expenses covered.

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    Dealer Development Representative (B2B Sales, Automotive Finance)
     
    SUMMARY:  A DDR living in or near Cincinnati, OH will be assigned markets nationwide (i.e., Syracuse & Watertown, NY currently) to prospect, develop and service auto dealership accounts. A DDR must be a high energy, self-driven individual with a desire to earn LUCRATIVE commissions on top of their excellent base salary. Our highest performers achieve total compensation over 100K annually. This DDR will travel overnight approximately 10 business days per month (2 of 4 weeks per month) with all expenses covered.
     
    When not traveling to dealerships, this position will require inside sales/contract review with our network of automobile dealers across the country. This coverage will require working one Saturday per month. 
     
    This position great for: 
    ·     Living in or near the Cincinnati, OH area
    ·    Someone desiring to manage their own schedule similar to pharmaceutical sales
    ·   Self-motivated with a drive and desire for results 
    ·  Someone with business to business (B2B) sales experience is a plus within the auto finance, insurance, banking and/or lending industry 
    ·   Someone with F&I experience and ancillary product sales is a plus     
    ·   Military experience and/or knowledge is helpful 
    JOB DUTIES:
    ·  Develops and maintains effective working relationships with dealers from an inside and outside sales prospective 
    ·  Uses sales skills over the phone and in person to convert approved auto finance deals into purchased contracts 
    ·  Reviews and investigates credit bureau and application information as it pertains to the customer 
    ·  Evaluates results of investigations, prepares conditional purchase offers, and communicates credit decisions to auto dealerships verbally and in writing 
    ·  Evaluates vehicle values using industry recognized value guides
    POSITION REQUIREMENTS:
    ·   Strong verbal and written communication skills 
    ·   Ability to travel outside the area as needed 
    ·   Ability to produce succinct and informative weekly market reports  
    ·   Ability to effectively use Contact Resource Management (CRM) software 
    ·   Self-motivated with a demonstrated high level of field based activity 
    ·    A demonstrated history of successful sales accomplishments while working independently with minimal supervision 
    EDUCATION / EXPERIENCE REQUIREMENTS:
    ·   Associate or bachelor degree preferred 
    ·   2 + years experience in outside sales/customer development 
    ·     Prior experience in one or more of the following industries is preferred: auto finance, insurance, banking or lending 
    BENEFITS: 
    This position will offer a base salary and monthly commission opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Vision, Paid Time Off, Mileage Reimbursement, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), etc.

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  • Pueblo, CO - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Pueblo and Colorado Springs, CO area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!

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    Dealer Development Representative - Pueblo & Colorado Springs, CO
     
    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Pueblo and Colorado Springs, CO area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!
     
    This position great for: 

    Living in or near Pueblo, Colorado Springs, or similar to cover market areas.
    Someone with F&I Experience and Ancillary Product Sales. 
    B2B Experience a plus - banking, lending, insurance or other similar preferred.
    Someone desiring to manage their own schedule similar to pharmaceutical sales. 
    Self-Motivated with a drive and desire for results! 
    Military experience and / or knowledge helpful. 
    POSITION REQUIREMENTS:

    Strong interpersonal written and verbal communication skills 
    Ability to travel outside the area as needed 
    Ability to produce succinct and informative weekly market reports  
    Ability to effectively use Contact Resource Management software 
    Self-motivated with a demonstrated high level of field based activity 
    A demonstrated history of successful sales accomplishments while work independently with minimal supervision 

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Associate or Bachelor Degree preferred 
    2 + years experience in outside sales / customer development 
    Prior experience in one or more of the following industries is a plus: Auto Finance, Bank Branch Management, Business to Business Sales, Payroll Industry or Vehicle Service Contract Sales 
    BENEFITS: This position will offer an outstanding base salary and monthly bonus opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Life Insurance, Paid Time Off, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), and mileage reimbursement.

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  • Oahu, HI - Dealer Development Representative (B2B Sales, Automotive Finance)

    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Oahu & Honolulu, HI area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!

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    Dealer Development Representative -Hawaii
     
    SUMMARY: The Dealer Development Representative (DDR) is a market based position supporting the Oahu & Honolulu, HI area. This critical role is set up similar to pharmaceutical or other independent sales positions that office from home and cover regional dealerships. Typical duties include prospecting, developing, and servicing auto dealerships covering both franchise and independent accounts. A successful DDR must be a high energy, self-motivated individual with a desire to earn LUCRATIVE commissions along with a very competitive base salary. Our highest performers achieve total compensation over 100K annually.  Occasional travel to the SNAAC home office located in Cincinnati, OH or other locations for quarterly sales and training meetings (usually held M-F) is required. If you are interested in working at a Top Workplace, driven, have auto finance related experience or similar and strive to break records....this position is for you!
     
    This position great for: 

    Living in or near Oahu, HI or similar to cover market areas.
    Someone with F&I Experience and Ancillary Product Sales. 
    B2B Experience a plus - banking, lending, insurance or other similar preferred.
    Someone desiring to manage their own schedule similar to pharmaceutical sales. 
    Self-Motivated with a drive and desire for results! 
    Military experience and / or knowledge helpful. 
    POSITION REQUIREMENTS:

    Strong interpersonal written and verbal communication skills 
    Ability to travel outside the area as needed 
    Ability to produce succinct and informative weekly market reports  
    Ability to effectively use Contact Resource Management software 
    Self-motivated with a demonstrated high level of field based activity 
    A demonstrated history of successful sales accomplishments while work independently with minimal supervision 

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Associate or Bachelor Degree preferred 
    2 + years experience in outside sales / customer development 
    Prior experience in one or more of the following industries is a plus: Auto Finance, Bank Branch Management, Business to Business Sales, Payroll Industry or Vehicle Service Contract Sales 
    BENEFITS: This position will offer an outstanding base salary and monthly bonus opportunity compensation package including benefits. The benefit package includes: Medical, Dental, Life Insurance, Paid Time Off, 401k Plan (50% match on a 1-5% contribution match & 25% match on 6-10% contribution), and mileage reimbursement.
     
     

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  • SNAAC 2017 Summer Internships

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    SNAAC is now accepting applications for our 2017 Summer Internships!  Are you looking to gain professional experience with a top Cincinnati work place in a network systems, systems integration, accounting, sales, marketing, human resources, or finance role?  Apply through this link with your application, resume and a cover letter describing your interests!
     
    We are seeking enthusiastic junior and senior level candidates who are available for full time (40 hours per week) during the 2017 summer semester. This is a paid opportunity, with compensation dependent on experience and education level. All internships are located in our Mason, Ohio office.
     
    Interviews will be conducted in March of 2017. If your application is a match for the skills and experience we are looking for, we will reach out to you. Thank you for your interest in joining a top workplace at SNAAC!

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  • Collections Representative

    SUMMARY:  Our Collections positions work directly with our customers' automotive installment loans and specifically service our customers. We have various positions available working both early to late stage collections. You must have the ability to provide exceptional customer service, while securing payments.

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    COLLECTIONS ACCOUNT REPRESENTATIVE

    SUMMARY:  Our Collections positions work directly with our customers' automotive installment loans and specifically service our customers. We have various positions available working both early to late stage collections. You must have the ability to provide exceptional customer service, while securing payments.
    ESSENTIAL DUTIES AND RESPONSIBILITIES:
    -Collection of overdue funds from SNAAC customers using a variety of collection techniques
    -Communicate with customer by telephone to collect on past due payment    
    -Review customer account and secure payment
    -Record information about the status of the customer and collection efforts
    -Use various collection strategies to assist in bringing customers account current.
    -Knowledge of a computer based dialer system
    -Enthusiastic phone presence
     
    POSITION REQUIREMENTS:
    -Prior collections experience is a PLUS but not a requirement
    -Must be self motivated, detailed, and a team player
    -Excellent typing and computer skills are required MUST  type at least 25 wpm
    -Must have a strong consistent work history
    -Polite, courteous, and clear telephone communications will help you to be successful
     
    SCHEDULE REQUIRED:  Hours vary between positions
    Collections Account Rep:
    Monday-Thursday: 11:00AM-8:00PM
    Friday: 10:00AM-7:00PM
     
    EDUCATION/ EXPERIENCE REQUIREMENTS:
    -Must have at least a high school diploma; college or technical degree strongly preferred.
    -Proof of consistent employment history is a must.
     
    SNAAC offers various pay structures for each collection position available.
    Monthly bonuses can range from $250 to $1000!! Our top performers can earn up to $55K to $60K!
    BENEFITS: 
    Medical Insurance (Anthem), Dental Insurance, Vision Insurance, Life, STD and LTD Insurance Coverage Available; Paid Time Off (10 Days during your first year) + 6 Holidays; 401K Investment Plan (50% Match- 1% - 5% contribution; 25% Match 6%- 10% contribution).

     
     
     

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  • Director of Collections & Customer Service

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    SEEKING -A dynamic outgoing leader with the ability to quickly move through strategic programs and decisions. This highly visible role will not only influence the energy, learning and development of their departments, but also work to ensure all servicing production focus is on meeting aggressive strategic goals. The Director of Collections (DOC) position currently leads the team of collection and customer service professionals and supervisors and is responsible for continued building of the  Auto Servicing department  including but not limited to the following key performance metrics: 

    Staffing for optimum talent and performance;
    Establishing and executing key daily, weekly, monthly and annual performance metrics;
    Supervising, Managing and Leading Collection and Customer Service associates relating to  initiatives/goals for each department
    Providing pro-active accountability to department performance in exceeding performance expectations related to customer service, charge off, delinquency levels and compliance;
    Strategically developing, managing and executing operational processes and procedures to ensure optimum performance and compliance.

    MEASURES OF SUCCESS
    Successfully meeting or exceeding all  of the following:

    Customer Service goals;
    Delinquency and Charge off goals;
    Associate development and retention goals;
    Quality and Compliance goals;
    Department monthly scorecard expectations;

    ROLE AND RESPONSIBILITIES include but not limited to the following:

    Manage, Direct, coach, mentor, motivate and inspired team members to meet and exceed performance expectations.
    Ensure Collection/Customer Service associates are provided and complete proper training and development to achieve optimum performance.
    Direct and manage  department supervisors and leads in driving department initiatives.
    Consistently collaborate with support departments to remove obstacles and streamline processes toward collections optimization.
    Actively maintain knowledge of compliance expectations, manage to those expectations and urgently remedy concerns or risks identified in compliance with corporate policy and state and federal regulations. 

    Use metrics and data analysis to assist with forecasting related to staffing, delinquency levels, charge offs and overall portfolio performance.

    Actively perform reviews and audits of procedures to ensure compliance with current industry and company regulations; revise procedures, policies and supporting documents to maintain internal controls. 

    Directly with Supervisors & Leads, monitor team results and functioning; prepare and present weekly/monthly reports and summaries for Vice President and Executives.

    Proactively inform Vice President and other members of management of issues which require immediate attention.  Provide recommendation for strategies to resolve issues and/or improve effectiveness of team.
    Function as point person for all annual department strategic planning.
    Remain flexible to handle administration of escalated calls and associate issues, including internal investigations where necessary.
    Direct and manage execution of proper staffing levels including involvement with recruiting and selection process for new talent, networking within the industry to identify and refer potential candidates for employment, and driving external referrals. 
    Maintain flexibility to assist other collection department management team for schedule changes.
    Demonstrate company values throughout all interactions with internal and external contacts.

     
    JOB REQUIREMENTS:

    Strong history of success in directing, leading and managing a fast-paced, growth-oriented collections team with significant experience in the sub-prime credit sector  
    Demonstrated ability to independently multi-task and manage competing priorities.
    Demonstrated mastery of collection techniques and the ability transfer knowledge and skills to team members.
    Proven knowledge of state and federal collections laws and compliance regulations.
    Proven strategic analytical skills, with an ability to analyze defined productivity and performance data.
    Strong verbal and written business communication skills, including creating effective reports, business correspondence, and procedural manuals. 
    Ability to effectively present information and respond to a variety of audiences including associates, peers, leadership and customers.
    Clear proficiency in Outlook, Excel, and Word
    Evidence of working as a change agent toward constant measureable performance improvement.
    Flexibility with schedules and workload with occasional support on evening and weekend work.

     
    EDUCATION / EXPERIENCE REQUIREMENTS: 

    Bachelor’s Degree or equivalent in Business, Marketing or related field.
    5+ years of demonstrated success in managing a collection/call center environment.
    7+ years of leadership experience over a program, team or department.

     
    PREFERRED

    History of active and consistent professional development and education.
    Master’s degree or similar a plus.
    Background in Automotive Finance (sub-prime sector experience a must) for major financial institution or a specialty finance company.
    Bi-Lingual (Spanish / English) fluency a plus.

     

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  • Manager of Compliance

    Summary: This highly visible position reports to the V.P. of Compliance, and, in conjunction with them is responsible for the management and execution of all areas of regulatory compliance strategies for the company. Includes the execution of three main areas of responsibility:

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    MANAGER OF COMPLIANCE
     
    Summary: This highly visible position reports to the V.P. of Compliance, and, in conjunction with them is responsible for the management and execution of all areas of regulatory compliance strategies for the company. Includes the execution of three main areas of responsibility:
    Interface with third party legal consultants including research and regulatory analysis in order to monitor company compliance with regulations and support business operations; 
    Review, design, document and education of all internal policy and procedures; this position assesses compliance of underwriting rules, guidelines, procedures, and programs.
    Management and administration of all federal and state licensing requirements and home office insurance programs.
    Tasks include but not limited to the following:

    Review and accurate analysis of the company's regulatory compliance status making recommendations for changes where appropriate.
    Monitors, researches and reviews both proposed activities and implemented regulatory and legislative changes, proposes company response to regulatory changes and if approved, follows up with appropriate departments to ensure required changes are implemented.
    Consults with internal business groups on strategic compliance initiatives and works with them to develop strategies, provide training and execution of initiatives.
    Provides input and representation on key compliance initiatives, attending appropriate meetings and participating in applicable committees.
    Specific areas of regulatory focus include but are not limited to: State & Federal Law, Federal Regulatory Agencies, Electronic Signature Regulations, Adverse Action Letter Processes, Communications Review, GLB Policy implementation and compliance.
    Responsible for all state and federal licensing requirements for our programs and insurance administration.

    Skills:

    Excellent written, verbal and business communications.
    Ability to prepare and conduct professional level business presentations.
    Organized with an exceptional attention to detail.
    Expert awareness and experience working with regulatory agencies and managing through the compliance process.
    Strong familiarity with standard concepts, practices and procedures within the Financial Services industry, automobile lending a plus.
    Self- motivated with a demonstrated history of working independently with minimal supervision.

    Work Experience:

    5 years+ of related work experience in a financial services compliance position.
    This position will oversee projects that require significant expertise in financial services industry.
    Solid experience working with state and federal legal and regulatory agencies.
    5+ years’ experience in legislative review, analysis and reporting.
    Experience developing and filing licensing, insurance and policy documents.
    Experience working within a legal or compliance-related department (preferably with financial services company).
    Strong leadership, project management and relationship management skills.

    Education and Knowledge:

    BS or BA degree in business or related field preferred.
    Paralegal or law degree preferred.
    Advanced skills in Microsoft Office applications.
    Proficiency with spreadsheets, database applications and document management software.

    Physical Demands:
    See Human Resources for detailed Essential Functions of the Job Summary
     

    Benefits: 
    Medical, dental, vision, life, short-term disability and long term disability insurance coverage available, paid time off (PTO) + 6 holidays, and 401K Investment Plan (50% company match: first 1%-5% individual contribution and 25% company match: second 6%-10% contribution)
     

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  • SNAAC -Position Not Listed Above

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    Don't see the position you are interested in but want to work at SNAAC? SNAAC is always looking for top talent! Please apply through this link with your application, resume and a cover letter describing your interests! Your information will be reviewed against open positions and kept on file for up to a year.  You may be contacted if an opening occurs that matches your skill set! Thanks so much for your interest in joining a top workplace at SNAAC!

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